10 tips for saving money in the family

1. Interact with your friends

More and more people are included in the exchange system and purchases from each other. Do you want to take things from strangers, team up with your friends!
Perhaps you've been dreaming of a good table, while your friend, he just gets in the way in the kitchen, and he, in turn, did not get off easy chair that is in your living room is used except as a clothes hanger.
Change clothes for the children, try to hire a nanny for two families, working together in actions when two things are sold at the price of one. There are many solutions!

2. Pay your bills on time
Monthly bills for rent and utilities scare. And you want to put them back at least to the next month. That's next month, when I get the prize ... Stop! One just does not pay, and debts will grow like a snowball!
Always remember that you need to pay these costs, and in the early months of delay required amount.

3. Use a card
Learn all the coupon card that you have, and do not forget to use them. Besides now developing partnership programs. For example, if you pay for gasoline using a particular credit card bank, you get a discount. Before you buy something, think about how you will pay it more profitable: cash or card.

4. Look to the sale
Surely you have a friend who bought a winter jacket for three children for the price of one, then bought a semi-annual stock of muesli for a penny. What he sprinkles magic dust cashiers and sellers, they give him the gift of these things?
This, of course, an art to find a good sale, rather than one where a new price tag "70% discount" old hidden, where the price is lower rasprodazhnoy. Regularly monitorte prices in some stores, where always something to buy, so you can see where the price actually decrease.
If you are in the wild poslenovogodnih sales, it is better not to be lazy and come early. You can easily try on everything, compare prices in boutiques and choose what you need. In addition, you will avoid desire to buy something in that whatever the cost, which covers human when he falls into a crowd of people shopping hungry.

5. Buy Online
Shopping online is gaining momentum. Not only will you save time and money that would be spent on gasoline for the trip to the shops, so more and clothes you can buy much cheaper. Especially children.

6. More independence!
Flowing faucet? Before you call the plumber, turn on your computer. Now you can find a lot of step by step instructions on how to make minor repairs on their own. And not just small. You are quite capable of pokleit wallpaper or make arch of the drywall, which you have long dreamed of. Be bold!
And, you can spend a little less on cosmetics and household chemicals. Because conventional oil moisturizes and soap washes baby things better than powder.

7. Save on medication
Going to the doctor is usually turns buying drugs for thousands of rubles. Perhaps it would be cheaper to promote health, not to be treated.
Of course, if you are sick, you visit to the doctor is inevitable. By the way, doctors often collaborate with pharmacies and prescribed expensive medications fashion. Ask your pharmacist or doctor whether the drug at a cheaper analog? Often such analog is even more effective than the advertised drug.
Read online reviews of attributed to medication, perhaps there you advise a good replacement. Of course, everything should be done within reasonable limits and not to indulge in self-treatment.

8. save on food, but not health
In an ideal world we ourselves have grown chickens and vegetables and eat only those environmentally friendly products. In our world, not every family can spend the whole summer in the country, growing turnips. However, it can be divided into a small garden on the windowsill and grow there onions, dill, basil, and even tomatoes. Save on buying green, and thus you will always have fresh fragrant spices.
And yet tasty homemade food is always cheaper than prepared food purchased at the store.

9. go to the store once a week
Your quest for the purchase of milk turns Viennese sausages and plyushechek tea? Not to mention that you still forgot to buy milk?
Yes, it is, perhaps, masthead and all have well-known advice: plan your menu for the week and once a week visit the shop with an accurate list.

10. Save - it does not mean to live boring
The word "save" oppresses people. It seems that if you save, the life becomes unbearably boring. We save and we can not afford family entertainment, it's too expensive.
And yet we always want to show off! If we go to the cinema - so in the most expensive and always buy the large bucket of popcorn. Believe me, you will get not less pleasure of watching a movie in a cinema with a bucket easier and less :) And, you can go for a morning session when tickets are cheaper.
No need to save money on family communication: a walk together in the park, read a book out loud or go to the free exhibition. And then you will not feel that the savings - a complete rejection of all entertainment.